Financial Services


Challenges We Help You Overcome
We work with banks, fintechs, and start-ups to solve the digital challenges holding financial services back.
Customer journeys feel fragmented and confusing.
When onboarding and execution happen across disconnected tools, trust breaks down. We design seamless flows that guide users from first touch to transaction.
Legacy tech keeps holding great ideas back.
When core systems weren’t built for speed or scale, it means you aren’t ready for tomorrow. We help modernise infrastructure in phases and build to support whatever’s next.
Compliance adds friction instead of building confidence.
As regulation expands, scattered data and manual checks slow everything down. We embed compliance into the product layer, so teams move fast without taking risks.
Blockchain sounds promising, but not sure of the value.
Many teams see the potential, but lack a clear path from idea to results. We turn emerging tech into value-added platforms.
We Know Fintech

Helmut Kranzmaier
Partner
Helmut brings experience from banking, fintech & venture capital. He helps clients build technology-driven business models that scale.
Where Impact is Made
Great financial ideas don’t get stuck because of a lack of ambition. They get stuck when customer journeys fall apart, tech doesn’t deliver, or compliance takes over.
Reimagine the customer journey
We help you redesign the experience, from first impression to investment. Your users feel confident, supported, and in control.
“We’ve built the product. But people drop off before they do anything.”
- Map real customer behavior to find friction and fix flow
- Design seamless journeys that connect research, onboarding, and action
- Bring education and insights into the platform
- Improve decision confidence through smarter UX, content, and tools
Turn platform ideas into real-world value
We help financial organisations plan and deliver digital platforms that work, designed around business goals, customer needs, and regulatory reality.
“We don’t need more tech, we need the right tech that actually moves the business forward.”
- Define the vision, features, and goals your platform should deliver
- Map compliance needs like KYC and AML into the foundation, not as afterthoughts
- Align internal teams and partners around a clear, phased delivery plan
- Build in quality checks, ownership, and accountability from the start
Scale what works. Expand what’s possible.
Whether it’s blockchain, embedded finance, or partner ecosystems, we help you scale what’s proven and explore what’s next.
“We see the opportunity. But we’re not sure how to move from pilot to real traction.”
- Identify where emerging tech fits into your business
- Design tokenisation, smart contracts, and embedded products that meet user needs
- Support market expansion with the right mix of strategy, tech, and trust
- Strengthen your platform with data, partnerships, and monetisation
Santander Turbo Certificate Platform
Success you can measure

Get to Know our Team

Helmut Kranzmaier
Industry advisor, Financial services

Dr. Armin Höll-Steier
Partner

Chris Heeg
Partner
